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Savvy USDA B&I Lender Matching

We match rural businesses with the right USDA Business & Industry lender

USDA B&I Loan Assistant

Get your questions about USDA B&I loans and B&ISavvy answered by our AI-powered USDA B&I Loan Assistant

Why Choose B&ISavvy?

Our lender matching is…

Effective

We evaluate your loan and match you with a B&I lender who fits your loan size, location, and industry.

Easy

Complete our Get Connected form and we handle the rest – no more cold-calling banks.

Free

B&ISavvy is completely free for borrowers. We’re paid by the lender when your loan funds, at no cost to you.

The owner of a carpentry business writes something on a clipboard in their workshop.

Get matched with a USDA B&I lender

Tell us about your loan – it’s quick, easy, and free

About B&I Loans

USDA Business & Industry (B&I) loans are government-backed small business loans available to borrowers in rural areas. They can be used for real estate purchase, business acquisition, construction, loan refinance, and more, with loan amounts up to $25 million and interest rates based on the prime rate. The loan process typically takes 60 to 90 days. Learn more about USDA B&I loans or check out our FAQ.

A red, wooden fishing supply shop, with the early morning sun giving the background a yellow glow.

Explore USDA B&I Loans

A lender employee who has been analyzing a stack of papers has turned to a specific page and is pointing at a specific piece of information. — A step-by-step guide to the B&I loan process, from choosing a lender to loan funding

Two lender employees study a business's colorful, graph-filled financial documents. — How B&I rates are determined, with current prime rate and rate history

A businessperson helps someone fill out a form. — A breakdown of B&I loan terms including loan amounts, down payments, collateral requirements, and more.

A small business owner has their laptop, a calculator, and stacks of money in front of them, meant to signify doing business financial calculations. — How cash flow is calculated for B&I loans, what lenders look for, and what cash flow ratio you’ll need to qualify.

Lender employees analyze a business's financials, considering whether to offer them a loan. — How long the B&I loan process typically takes, what affects the timeline, and how to keep things moving quickly.

A lender employee sits at their desk and looks through the papers in the folder in front of them. — A guide to the documents you’ll need to provide during the B&I loan process, from tax returns and financials to legal and insurance documents.

Our Other Companies

Our Other Companies

Savvy SBA 7(a) loan brokering

Parameters

Loan Size

7aSavvy offers brokering for loans with values:

$500,000-$5,000,000

Uses of Proceeds

7aSavvy offers brokering for these uses of proceeds:

Real Estate Purchase
Business Purchase
Equipment Purchase

Construction
Loan Refinance

Savvy SBA 504 loan brokering

Parameters

Loan Size

504Savvy offers brokering for loans with values:

$500,000-$11,250,000

Uses of Proceeds

504Savvy offers brokering for these uses of proceeds:

Real Estate Purchase
Construction

Equipment Purchase
Loan Refinance

Savvy conventional commercial real estate loan brokering

Parameters

Loan Size

CRESavvy offers brokering for loans with values:

$500,000+

Uses of Proceeds

CRESavvy offers brokering for these uses of proceeds:

Real Estate Purchase
Business Purchase

Loan Refinance

Get matched with a USDA B&I lender

Tell us about your loan – it’s quick, easy, and free